/* Simulasi Manfaat Website — semua kelas diawali sm- */
.sm-root { color: #ffffff; font-family: inherit; padding-bottom: 80px; }
.sm-wrap { max-width: 980px; margin: 0 auto; padding: 0 16px; box-sizing: border-box; display: flex; flex-direction: column; gap: 24px; }
.sm-hero { max-width: 820px; margin: 0 auto; padding: 72px 16px 40px; display: flex; flex-direction: column; align-items: center; text-align: center; gap: 16px; box-sizing: border-box; }
.sm-kicker { font-size: 13px; font-weight: 700; letter-spacing: .12em; color: #001233; background: #FFD60A; padding: 6px 14px; border-radius: 999px; }
.sm-h1 { margin: 0; font-size: 46px; line-height: 1.12; font-weight: 700; color: #FFD60A; }
.sm-lead { margin: 0; font-size: 18px; line-height: 1.6; color: #cfdaf0; max-width: 700px; }
.sm-note { margin: 0; font-size: 14px; color: #8fa6c9; }
.sm-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; align-items: start; }
.sm-card { background: #001845; border: 1px solid #0a2a5c; border-radius: 16px; padding: 24px 26px; margin: 0; min-width: 0; display: flex; flex-direction: column; gap: 14px; }
.sm-h2 { margin: 0; padding: 0; font-size: 22px; line-height: 1.3; font-weight: 700; color: #FFD60A !important; }
.sm-h3 { margin: 0; font-size: 18px; color: #ffffff !important; }
.sm-p { margin: 0; color: #cfdaf0; font-size: 15px; line-height: 1.6; max-width: 560px; }
.sm-hint { margin: 0; font-size: 13px; color: #8fa6c9; line-height: 1.5; }
.sm-link { color: #FFD60A; text-decoration: underline; }
.sm-types { display: grid; grid-template-columns: repeat(auto-fill, minmax(210px, 1fr)); gap: 12px; }
.sm-type { text-align: left; display: flex; flex-direction: column; gap: 4px; padding: 14px 16px; font-family: inherit; color: #ffffff; background: #1a315b; border: 1px solid #2b4a80; border-radius: 12px; cursor: pointer; }
.sm-type:hover { border-color: #4895EF; }
.sm-type:focus-visible { outline: 2px solid #4895EF; outline-offset: 2px; }
.sm-type-on { background: #FFD60A; border-color: #FFD60A; color: #001233; }
.sm-type-t { font-size: 15px; font-weight: 800; line-height: 1.3; }
.sm-type-d { font-size: 12.5px; line-height: 1.4; opacity: .85; }
.sm-field { display: flex; flex-direction: column; gap: 6px; }
.sm-field label { font-size: 14px; font-weight: 500; color: #cfdaf0; line-height: 1.4; }
.sm-inputwrap { display: flex; align-items: center; gap: 0; background: #1a315b; border: 1px solid #2b4a80; border-radius: 8px; height: 48px; overflow: hidden; }
.sm-inputwrap:focus-within { outline: 2px solid #4895EF; outline-offset: 1px; }
.sm-inputwrap input { flex: 1; min-width: 0; height: 100%; box-sizing: border-box; padding: 0 12px; font-size: 16px; font-family: inherit; color: #ffffff; background: transparent; border: 0; outline: 0; }
.sm-inputwrap input::placeholder { color: #8fa6c9; }
.sm-affix { padding: 0 12px; font-size: 14px; font-weight: 700; color: #8fa6c9; flex: none; }
.sm-costfield { margin-top: 6px; padding-top: 14px; border-top: 1px solid #0a2a5c; }
.sm-metrics { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.sm-metric { display: flex; flex-direction: column; gap: 4px; padding: 14px; background: #0a2a5c; border-radius: 12px; min-width: 0; }
.sm-metric-hi { grid-column: 1 / -1; background: #FFD60A; }
.sm-metric-v { font-size: 22px; font-weight: 800; line-height: 1.2; color: #ffffff; overflow-wrap: anywhere; }
.sm-metric-l { font-size: 13px; line-height: 1.4; color: #cfdaf0; }
.sm-metric-hi .sm-metric-v { color: #001233; font-size: 26px; }
.sm-metric-hi .sm-metric-l { color: #001233; }
.sm-insight { margin: 0; padding: 12px 14px; font-size: 15px; line-height: 1.5; color: #ffffff; background: #0d3170; border-left: 4px solid #FFD60A; border-radius: 8px; }
.sm-disclaimer { margin: 0; font-size: 12.5px; line-height: 1.5; color: #8fa6c9; }
.sm-btn { height: 48px; padding: 0 22px; display: inline-flex; align-items: center; justify-content: center; gap: 8px; background: #FFD60A; color: #001233 !important; font-family: inherit; font-weight: 800; font-size: 15px; border: 0; border-radius: 10px; cursor: pointer; text-decoration: none; }
.sm-btn:hover { opacity: .92; }
.sm-cta { margin-top: 16px; display: flex; flex-direction: column; align-items: center; text-align: center; gap: 12px; }
@media (max-width: 760px) {
  .sm-grid { grid-template-columns: 1fr; }
  .sm-h1 { font-size: 34px; }
  .sm-hero { padding-top: 48px; }
  .sm-types { grid-template-columns: 1fr; }
  .sm-metrics { grid-template-columns: 1fr; }
}